الوصف الوظيفي

1. AML Program Development:
● Develop and enhance the bank’s AML policies, procedures, and controls to
comply with CBI and international regulations.
● Implement an effective AML training program for employees to raise awareness
and ensure compliance.
2. Risk Assessment and Monitoring:
● Conduct regular risk assessments to identify potential money laundering and
fraud risks associated with new and existing products, services, and customer
relationships.
● Implement robust transaction monitoring systems to detect and investigate
suspicious activities promptly.
3. Due Diligence and Customer Screening:
● Oversee customer due diligence (CDD) and enhanced due diligence (EDD)
processes to ensure accurate customer risk profiling.
● Implement customer screening processes against sanction lists and politically
exposed persons (PEP) databases.
4. Reporting and Compliance:
● Prepare and submit timely AML reports to regulatory CBI ,authorities and senior
management.
● Ensure the bank's compliance with all AML laws, regulations, and guidelines
issued by CBI.

5. Investigations and Suspicious Activity Reporting:
● Lead investigations into suspicious activities and transactions, documenting
findings and reporting to the appropriate authorities as required.
● File suspicious activity reports and maintain appropriate records of all
investigative activities.

6. Internal Collaboration:
● Collaborate with internal departments, including legal, compliance, risk
management, and operations, to ensure a cohesive approach to AML
compliance.
● Provide AML expertise and support to other departments as needed.
7. Training and Awareness:
● Conduct regular training sessions for bank employees to enhance their
understanding of AML regulations, policies, and procedures.
● Raise awareness about emerging AML trends and typologies through continuous
education programs.
8. Continuous Improvement:
● Stay updated on changes in CBI laws, regulations, and best practices to
recommend updates to the bank’s AML program.
● Implement process improvements and technological solutions to enhance the
efficiency and effectiveness of the AML program.

Skills & Qualifications:
● Bachelor’s degree in Finance, Law, or related field; Master’s degree and relevant
certifications are highly desirable.
● 10 years of experience in AML compliance roles within the banking industry, preferably
3 to 5 years in a managerial capacity.
● In-depth knowledge of local and international AML and CBI laws and regulations.
● Strong analytical skills and attention to detail, with the ability to analyze complex financial
data.
● Excellent communication and interpersonal skills, with the ability to effectively train and
influence employees at all levels.
● Proficiency in AML software, transaction monitoring tools, and regulatory reporting
systems.
● Ability to lead and mentor a team, fostering a culture of compliance, integrity, and
continuous improvement of HQ and other branches.